Under-65 Plans

Not yet eligible for Medicare? We’ve got you covered. Under-65 Health Insurance Plans are designed for individuals and families who need reliable coverage before age 65, whether you’re between jobs, self-employed, retiring early, or simply in a transition period.

These plans can include Affordable Care Act (ACA) marketplace options, short-term health insurance, or private coverage tailored to your specific medical and financial needs. Depending on your income and situation, you may qualify for premium subsidies or cost-sharing reductions that make coverage more affordable than you think.

Having the right health insurance matters—especially when life throws unexpected changes your way. With our help, you can find an affordable, flexible plan that protects your health now and bridges the gap until Medicare eligibility.

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Because your health—and your peace of mind—matter to us.

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© 2025 My Medicare Now. All rights reserved. As a national Medicare brokerage, we work with multiple carriers to provide comprehensive plan options. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.