Juvenile Whole Life

Juvenile Whole Life Insurance is a permanent life insurance policy purchased for a child—often by a parent or grandparent—that provides lifelong coverage and builds cash value over time. It’s a thoughtful way to secure a child’s future by locking in low premiums at a young age and ensuring they’ll always have access to coverage, no matter their health status later in life.

In addition to the guaranteed death benefit, Juvenile Whole Life policies accumulate guaranteed cash value that can be used later for education, a first car, a down payment on a home, or other milestones. This type of policy not only protects your loved one—it also creates a financial foundation they can build on for life.

Whether you're looking to gift financial security, teach long-term savings habits, or leave a lasting legacy, Juvenile Whole Life insurance is a powerful investment in a child's future.

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© 2025 My Medicare Now. All rights reserved. As a national Medicare brokerage, we work with multiple carriers to provide comprehensive plan options. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.